Financial Planner | Plymouth Certified Personal Financial Advisors
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Retirement & Tax Advisors in Plymouth, Minnesota

Thoughtful, intentional planning ensures your success throughout retirement.

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Grow Wealth

We create a globally diversified, low cost and tax efficient portfolio designed to provide income throughout retirement. 

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Save Time

We handle everything: plan creation, portfolio alignment, monitoring your investments, & tax strategy implementation.

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Feel Better

Have confidence knowing your money is managed by professionals who know and understand your priorities.

Are you ready to grow your wealth, save time, and feel better about your retirement and financial situation?  Schedule a complimentary meeting today. 

Comphrehensive Financial Planning

Retirement Planning - Investment Management - Tax Preparation & Planning

 

As a fiduciary we work for you, not an investment company. You will never be sold a financial product. Our fees are as low as 0.50%. There are no long term commitments.


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Top Financial Planning From a Fee-Only Financial Advisor

When it comes to finances, it can be hard to navigate the complex world of investments, retirement planning, taxes, and wealth management on your own. And that's where fee-only financial advisors like us come in.

A Fee-Only Financial Advisor Is the Best Investment You'll Ever Make

We offer unbiased advice and guidance to help you achieve your financial goals. If you're looking for a fee-only financial advisor in Minnesota, please contact us to arrange a complimentary consultation.

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Financial Planning and Wealth Management

Here are some of the financial planning services we can help you with:

  • Financial planning

  • Wealth management

  • Retirement planning

  • Investment management

  • Tax planning and preparation

  • Risk management

  • Budget analysis

  • 401(k) services

  • College planning

Understanding the Role of a Fee-Only Financial Advisor

As fee-only financial advisors, we provide our clients with independent financial planning and wealth management services. So, what makes us different? Because we work on a fee-only basis, we are compensated solely by our clients. We are not tied to specific companies, so we don't earn commissions or other incentives for recommending their products or services.

Minimized Conflicts of Interest

Our fee structure is very important because it reduces the potential conflict of interest associated with commission based products. As a fee-only financial advisor, we are not incentivized to recommend investments or products that might not be in our client's best interest. Instead, our focus is on providing objective advice and guidance that will help you reach your financial goals successfully.

Benefits of Working with a Fee-Only Financial Advisor

Choosing a fee-only advisor like Phillip James Financial means unbiased advice with no commissions or hidden agendas. Our recommendations are driven by what’s best for you, ensuring trustworthy advice every step of the way.

Integrity and Fees

We are always upfront about our fees. When you choose Phillip James Financial, you will know exactly what you are paying for. This transparency extends to any investments and products we recommend, ensuring you have all the information you need to make informed decisions.

Personalized Plan

By building a relationship with you, we create a personalized financial plan that aligns with your life ambitions—whether that’s securing a comfortable retirement, funding your children’s education, or growing your wealth for the next generation. Our commitment to providing clear direction, expert guidance, and unwavering support ensures you’re empowered to reach those milestones on your financial journey.

Transparency

Transparency is essential in financial planning and wealth management. As fee-only advisors, we prioritize clear communication from day one, ensuring you're fully aware of our fees—no hidden costs, no surprises. At Phillip James Financial, we’re committed to building trust and long-term relationships, which is why integrity and transparency are at the core of everything we do. We want you to understand the costs and the value of your financial plan.

How a Fee-Only Financial Advisor Can Help You Achieve Your Financial Goals

With years of experience, we offer comprehensive financial planning and wealth management services designed to help you reach your financial goals. Together, we’ll craft a tailored plan based on your current situation, future goals, and risk tolerance. This plan may include strategies for retirement savings, debt management, and asset protection.

Beyond planning, our investment management services focus on building a diversified portfolio aligned with your goals. We actively monitor your investments, making adjustments as needed to keep your portfolio on track.

Our services also cover tax planning, estate planning, and insurance guidance, helping you navigate complex decisions with confidence—knowing a dedicated team is looking out for your best interests.

Objective Financial Advice

When it comes to making critical financial decisions, objective advice is invaluable. We consider all the factors that could impact your financial well-being. By providing you with objective advice, we can empower you to take control of your money and assets and make the right choices.

Fiduciary Duty in Financial Planning

As fee-only advisors, we are legally bound to act in your best interest. This commitment means we always prioritize your needs above all else, offering objective trustworthy advice. This fiduciary duty means our advice is focused solely on your goals, and grounded in trust.

Get the Independent Financial Planning Advice Your Need

As financial planning and wealth management specialists, we can offer you the guidance and support you need to secure your financial future. Call us today to schedule a complimentary consultation and find out how a fee-only financial advisor can help you.

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