Financial Planner | Plymouth Certified Personal Financial Advisors
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Retirement & Tax Advisors in Plymouth, Minnesota

Thoughtful, intentional planning ensures your success throughout retirement.

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Grow Wealth

We create a globally diversified, low cost and tax efficient portfolio designed to provide income throughout retirement. 

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Save Time

We handle everything: plan creation, portfolio alignment, monitoring your investments, & tax strategy implementation.

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Feel Better

Have confidence knowing your money is managed by professionals who know and understand your priorities.

Are you ready to grow your wealth, save time, and feel better about your retirement and financial situation?  Schedule a complimentary meeting today. 

Comphrehensive Financial Planning

Retirement Planning - Investment Management - Tax Preparation & Planning

 

As a fiduciary we work for you, not an investment company. You will never be sold a financial product. Our fees are as low as 0.50%. There are no long term commitments.


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Top Financial Planning From a Fee-Only Financial Advisor

When it comes to finances, it can be hard to navigate the complex world of investments, retirement planning, taxes, and wealth management on your own. And that's where fee-only financial advisors like us come in.

A Fee-Only Financial Advisor Is the Best Investment You'll Ever Make

We offer unbiased advice and guidance to help you achieve your financial goals. If you're looking for a fee-only financial advisor in Minnesota, please contact us to arrange a complimentary consultation.

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Financial Planning and Wealth Management

Here are some of the financial planning services we can help you with:

  • Financial planning

  • Wealth management

  • Retirement planning

  • Investment management

  • Tax planning and preparation

  • Risk management

  • Budget analysis

  • 401(k) services

  • College planning

Understanding the Role of a Fee-Only Financial Advisor

As fee-only financial advisors, we provide our clients with independent financial planning and wealth management services. So, what makes us different? Because we work on a fee-only basis, we are compensated solely by our clients. We are not tied to specific companies, so we don't earn commissions or other incentives for recommending their products or services.

Minimized Conflicts of Interest

Our fee structure is very important because it eliminates most potential conflict of interest. As a fee-only financial advisor, we are not incentivized to recommend any investments or products that might not be in our client's best interest. Instead, our focus is on providing objective advice and guidance that will help you reach your financial goals successfully.

Benefits of Working with a Fee-Only Financial Advisor

Working with a fee-only financial advisor like Phillip James Financial has many advantages. The most important of these is that we offer unbiased advice. As we don't receive commissions, we have no ulterior motive when making recommendations. You can trust our advice completely, knowing it's based solely on what is best for you and your unique financial circumstances.

Integrity and Fees

Another key benefit of working with fee-only advisors is that we are always upfront about our fees. When you choose Phillip James Financial, you will know exactly what you are paying for. This transparency extends to any investments and products we recommend. As fee-only advisors, we provide clear guidance, ensuring you have all the information you need to make informed decisions.

Personalized Plan

Since we are focused solely on helping you achieve your financial goals, we take the time to get to know you and develop a bespoke financial plan to help you reach your objectives. Whether you are saving for retirement, planning your children's college education, or looking to grow your wealth, we can provide the direction, guidance and support you need to succeed.

Transparency

When it comes to financial planning and wealth management, transparency is vital. As fee-only advisors, we make this a priority for every client. From day one, we are upfront about our fees and explain how we are compensated. When you deal with us, there will never be any hidden costs or surprises. At Phillip James Financial, we recognize that we are building trust and a long-term relationship with every client. That's why integrity and transparency are so important to us. We want you to understand the costs associated with your financial plan and the value you are receiving. As an independent financial advisor, we act in your best interest at all times, and we take our responsibilities toward you seriously.

How a Fee-Only Financial Advisor Can Help You Achieve Your Financial Goals

With years of high-level experience in the business, we offer a wide range of financial planning and wealth management services to help you achieve your financial aims. Together, we will create a comprehensive plan that takes into account your current financial situation, your goals for the future, and your risk tolerance. Of course, every client is unique, but your plan may include strategies for retirement savings, managing debt, and protecting your assets.

And we don't just offer financial planning services. We also provide investment management services to help you build a diversified portfolio that aligns with your goals and risk tolerance. In the world of finance, things change fast, so we monitor your investments closely and make adjustments as needed. This ensures your portfolio remains on track with your plan and goals.

Our services also cover guidance on other financial matters, like tax planning, estate planning, and insurance. We can help you navigate complex financial decisions. Imagine the peace of mind you will get knowing that a team of dedicated advisors is constantly looking out for your best interests.

Objective Financial Advice

When it comes to making critical financial decisions, objective advice is invaluable. Because we are not allied to other firms or tied to compensation agreements, we can help you make better financial decisions and avoid costly mistakes. We consider all the factors that could impact your financial well-being. By providing you with objective advice, we can empower you to take control of your money and assets and make the right choices.

Fiduciary Duty in Financial Planning

A fiduciary duty is a legal and ethical obligation to act in the best interest of another party. As fee-only financial advisors, we are held to a fiduciary standard. This means we are legally obligated to always act in our client's best interests. No ifs, no buts, it's a serious legal obligation. This is a crucial aspect of our financial planning and wealth management services. Our client's needs are always placed ahead of their own. By working with fee-only advisors who have a fiduciary duty, you can be sure that those advisors will act in your best interest and provide objective advice. Fiduciary duty helps build trust and confidence in the advisor-client relationship, with your advisor legally bound to represent your best interests.

Get the Independent Financial Planning Advice Your Need

As financial planning and wealth management specialists, we can offer you the guidance and support you need to secure your financial future. Call us today to schedule a complimentary consultation and find out how a fee-only financial advisor can help you.

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