10 Financial Planning Strategies That Will Help Secure Your Future

If you count yourself among the 72% of the country who consider themselves not financially secure, it's time to do something about it.

At Phillip James Financial, we've helped countless Minnesotans achieve financial freedom. Keep reading and find out about some of the strategies that we've discovered work best for our clients.

financial planning, planning strategiesPhillip R. ChristensonJanuary 31, 2024Phillip James Financialfinancial planning strategies, financial plan, create wealth, emergency fund, personal budget, long-term investments, retirement savings, financial guidance, tax payments

The Only Financial Planning Checklist You'll Need for a Secure Future

According to CNBC, 77% of Americans are anxious about their financial situation. Trying to pay down debt, save for retirement, and make ends meet in your everyday life can be incredibly stressful. This is why it is important to create a strong financial plan.

Fee-Only Financial AdvicePhillip R. ChristensonJanuary 3, 2024Phillip James Financialfinancial planning checklist, create a budget, financial plan, save for retirement, pay down debt, savings account

5 Signs That You Are Talking To The Wrong Financial Advisor

The tales of financial advisor fraud are like a car wreck: terrible to observe and impossible to look away. Here are 5 tips for avoiding your own financial wreck.

What is it about the stories of financial advisors gone rogue that captivates the imagination? Take this recent story in the news: a former New Jersey-based financial advisor was convicted of fraud for stealing his clients’ money and using it to pay his own mortgage, dine out, and buy sporting event tickets. In retrospect, the warning flags were there.

Fee-Only Financial Advice, Financial Planning, Financial TipsPhillip R. ChristensonSeptember 3, 2018Phillip James Financialfinancial plan, Financial Planning Advice, financial planning plymouth, fee only financial planning

Financial Planning 101: What Is Financial Planning, Exactly?

What is comprehensive financial planning, why you need it, and how it relates to your investments.

The subject of comprehensive financial planning tends to scare people away. Get ready to demystify it in the next 10 minutes!

Financial PlanningPhillip R. ChristensonMarch 15, 2018Phillip James Financialfee only financial planning, financial plan, financial tips, financial planning plymouth

Where Do I Get My Money When I Retire?

Incomplete plans can be disastrous. A man named Carl McCunn learned this painful lesson amid the chilling landscape of Alaska. The wildlife photographer arranged for a bush pilot to fly him to an isolated region hundreds of miles north of Fairbanks. He carried enough provisions for his five-month excursion.

Financial PlanningPhillip R. ChristensonSeptember 26, 2017withdrawal strategy, financial planning, financial plan, retirement, retirement money, retirement planning

Just Married and Starting a Family - Role of The Financial Advisor

John and Sally have been married 5 years. The 35-year-old computer programmer works at a major software company, while Sally, 32, works part-time as a freelance photographer and full-time as the mother of a 3-year-old son and a 5-year-old daughter.

Financial PlanningPhillip R. ChristensonSeptember 26, 2017financial plan, financial planning, family planning, financial plan for a family, just married financial plan, newlywed financial plan

Financial Advisor Checklist - A new Resource

Well now, what have we here? A 16 point checklist for your financial advisor! We have gone through and found 16 important points which can be used to perform due diligence on any financial advisor or investment manager.

Financial PlanningPhillip R. ChristensonSeptember 19, 2017financial plan, financial planning, financial checklist