“Save as much as you can for retirement.”
That’s the message that has been drilled into the mind of every American worker for decades. There’s something to be said for that, of course. Financial security is important to all of us.
Read MoreBudgeting has a bad rep. Let’s try to rescue it.
What is the single best predictor of your ability to, someday, retire with a measure of financial stability?
If your guess is high income levels or winning the lottery, guess again. Research has demonstrated that consistent saving behavior is the ultimate key.
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