Budgeting for the people who hate budgets

Budgeting has a bad rep. Let’s try to rescue it.

What is the single best predictor of your ability to, someday, retire with a measure of financial stability?

If your guess is high income levels or winning the lottery, guess again. Research has demonstrated that consistent saving behavior is the ultimate key.

Budget, Financial TipsPhillip R. ChristensonAugust 3, 2018budget, spending and saving money, savings, budgeting tips

It's OK to spend money.

Financial PlanningPhillip R. ChristensonSeptember 25, 2017spending and saving money, save money

Ever heard of a Bill-Cutting Concierge?

SpendingPhillip R. ChristensonSeptember 21, 2017spending and saving money, tips for reducing your bills, easy ways to save money, billcutterz