Investors stay the course - The Debt Ceiling is just another headline that may cause some market volatility but can be ignored by long-term investors. Have your plan, stick to it, and rest well at night.
Read MoreThe title of this blog post is the title of an article that I read in Investment News this morning. Basically it is about imposing the Fiduciary standard of care on Broker-Dealers.
Read MoreRetirement planning is often a client's number one goal. Therefore it is critically important to know your sources of income during retirement.
Read MoreLPL Financial shut down its registered investment advisor which targeted middle class America because the company did not meet expectations for growth. I guess LPL realized that it is more profitable to push commissioned based products rather then provide objective fiduciary advice
Read MoreHow timely! After writing about the Behavior Gap on September 17th, Investment News published an article today about how large cap investors missed out on some of the market rally by trying to time the market... again.
Read MoreA short 125 word blog post from Seth Godin about being different.
Read MoreI was doing a little research this morning and found an excellent article on the Fool.com about the Broker/Dealer model (e.g. Edward Jones), and the inherent conflict of interest associated with this model.
Read MoreA mutual fund owns shares in stocks (hundreds and sometimes even thousands of different stocks). You, as the investor, can own shares in the mutual fund which means you own a small percentage of all the stocks that the mutual fund owns. A, B, and C, are different types of share classes. The difference between these share classes are the fees that the investor pays to purchase the investment.
Read MoreWe have been featured in an Article about the virtual currency BitCoin on Online Trading Academy's website. It looks like we are in good company. If you scroll down on the page you will see Former Politician Ron Paul and National Economist John C. Edmunds quoted in the same article!
Read MoreI have never seen a better explanation of the Fiduciary Model of Financial planning as compared to the traditional broker/dealer model.
Read MoreInvestors, have you heard of the Behavior Gap? This is a huge problem that not even your financial planner is immune to.
Read MoreOne of the arguments proponents of active management use is that active managers are better able to react to downturns. Well, it looks like this may not be the case, based on a recent study which looks at 20 years of mutual fund returns.
Read MorePhillip James Financial is not your traditional financial planner. This is because of our compensation structure, called “Fee-Only.” This fee is based on the percentage of assets that we manage for you.
Read MoreEquities are the hero of the day. The stock market surge, sparked by the presidential election, has won the hearts of investors. In the meantime, bonds have been left in the shadows.
Read MoreToday we have another article in from the Financial Advisor Blog Sharing Group. This group is made up of other like-minded financial advisors from around the country.
Read MoreFinancial planners can be paid in multiple ways, hourly fees, on-going management fees, or through commissions earned by selling products.
Read MoreWelcome!
Read More